Crop Insurance

Building a better future for family farms by strengthening the farm safety net

Americans rely on family farmers for the food on our tables, and we trust them to protect the lands they steward. Because of the important role farming plays in our lives and in our economy, it is in the public interest to help protect farmers against risk. There are many approaches to managing risk, including crop, enterprise, and market diversification and investing in soil health and conservation. However, current federal policy on agricultural risk management focuses primarily on taxpayer-subsidized crop insurance. In fact, subsidized crop insurance is now the largest federal farm safety net program.

Federal crop insurance is an important cornerstone of the farm safety net, but it must be improved to better serve all of America’s farmers equitably and to use our tax dollars more efficiently. Currently, the federal crop insurance program excludes many types of farms and farmers, discourages sustainable practices, and encourages farm consolidation that further depopulates our rural communities. It also costs the public more than it should, yet does not provide much-needed transparency for evaluations and assessments of program performance.

For family farmers to successfully weather the inherent challenges of a life in agriculture, they need a federal crop insurance program that is more efficient, effective, and responsive to the growing diversity of the industry. Farmers deserve a federal crop insurance program that works regardless of what they grow, encourages good land stewardship practices, and fosters a level playing field for all. In return for taxpayer support of the farm safety net, the American public deserves a crop insurance program that is as effective as it is accountable and transparent.

To make the federal crop insurance program more effective and efficient for farmers and the American taxpayer we must:

  1. Expand access to serve all types of farmers.
  2. Actively promote conservation by eliminating barriers to sustainable farming practices and linking premium subsidies to stewardship practices that protect our land, water and health.
  3. Reform its structure to prevent the program from unfairly influencing markets, land access, or planting decisions.
  4. Improve the delivery of the crop insurance program to make it more transparent and efficient.

Learn More about NSAC’s Work on Crop Insurance: